Financial Consumer Protections

The NC Justice Center has successfully advocated for and defended numerous protections related to lending, and we continue to fight efforts to lower regulations and increase fees for companies seeking to make predatory loans.

We also helped to enact state regulations of the debt-buyer industry, making North Carolina the first state in the country to rein in the collection activity of companies that buy up defaulted consumer debts for pennies on the dollar and then seek to collect on the entire face value of the purchased debts. When the nation’s second-largest debt buyer failed to comply with North Carolina’s requirements, the NC Justice Center brought a series of cases to force the company to stop violating the law and to recover damages for North Carolina residents.

See our latest consumer protection news here.