Consumer, Housing & Energy

The Consumer, Housing & Energy Project is dedicated to improving housing conditions for people with people with low incomes and to protecting North Carolinians from harmful and abusive business practices.

Latest Consumer, Housing & Energy News

NC Senate refuses to bring bill to floor that protects borrowers from abusive debt settlement practices

Governor Cooper extends moratorium on utility shutoffs, protecting public health and helping struggling NC families

Groups Urge Expansion of Utility Shutoff Moratorium During COVID-19 Crisis

STATEMENT: Gov. Cooper’s order helps protect North Carolina families from public service utility shutoffs during pandemic

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Recent Consumer, Housing & Energy Publications

Legislative Bulletin

2020 Legislative Session: Responding to COVID-19 with Compassion and Commitment to Strengthening Well-Being for All

2019 LEGISLATIVE AGENDA: Building a Strong and Equitable Foundation for Our State

BTC Brief

A Snapshot of Evictions in North Carolina

NCJC Report

The State of Fair Housing in North Carolina 2018

Fact Sheet

North Carolina Private Landlord/Tenant Law Overview

NCJC Report

Annual Report 2017

NCJC Report

The Power of Energy Efficiency: Expanding Access to Energy Efficiency Improvements for Low and Moderate Income North Carolina Households

NCJC Report

Policy & Progress: Hello, My Name is Job Creator!

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Financial Consumer Protections

We have successfully advocated for and defended numerous protections related to lending, and we continue to fight efforts to lower regulations and increase fees for companies seeking to make predatory loans.

Homeowner & Tenant Rights

We helped create regulations on mortgage lenders and loan servicers that protect homeowners from unscrupulous practices.

Payday Lending

Bank payday loans create a debt trap, just like other payday loans. Rather than solving a financial crisis, they sink the borrower into a deeper financial hole.